Outdated kitchen. Overrun backyard. Unusable basement space. If you have a home renovation project on the mind, the first thing you have to consider is how you are going to finance it. Here are the most common options to make your dreams become a reality. Cash. Paying in cash is the most straightforward financing option, […]
If you’re looking to refinance your home or possibly sell, you’ll need a killer appraisal. A bank will not refinance a home for more than it is worth, and a potential buyer will not pay more than the recognized value of the home. Here are 5 simple steps for a better home appraisal: Tidy your […]
Today, millions are working productively from home, and even when it felt feasible for employers to ask them to start their commute once again, many have extended the work-from-home option into 2021. But how has this played out with remote workers? Did their giddiness to set up a laptop and work in their sweats last? […]
Home inspection is an important part of the home sale process, both for buyers and sellers. When it’s time for you to hire an inspector, here are five things you should be thinking about: 1. It’s your choice: You are not bound or obligated to use any particular inspector. Your real estate professional may have […]
You’ve most likely heard the rule: Save for a 20-percent down payment before you buy a home. The logic behind saving 20 percent is solid, as it shows that you have the financial discipline and stability to save for a long-term goal. It also helps you get favorable rates from lenders. But there can actually […]
Choosing to enter the home buying process is likely the largest financial decision you will make in your lifetime, so it is not one that should be taken lightly. Ensuring that your other current and upcoming financial responsibilities are under control is crucial to having a smooth transaction and being able to enjoy your investment […]
If you own a home, there was certainly a lot that went into your decision to buy rather than continue to rent. Now you’re enjoying all the advantages of owning a home—here are the top five. 1. Building wealth: When you own a home, you have an asset that will likely increase in value over […]
“Refinancing” is a scary word for many people, but we don't want that to be the case for you. For many homeowners, refinancing can not only lower your monthly payments and help with your monthly budget, but it can save you thousands of dollars in the long run. Handcrafted Home Mortgage is ready to help […]
Knowing that we will all be adjusting to the changes happening in our lives with COVID-19, we wanted to send out a quick update on everything we’re doing to help you. We want you to know all the resources available and the options you have as a homeowner. We are working very hard to provide […]
Even with the help of a trusted real estate professional, it’s easy to fall into some common traps when you’re buying a home. Here are some of the most common regrets from home buyers—make sure to consider them before you make similar decisions. Using all of your savings It can be tempting to throw all […]
